New EMail Scam Alter

Source: http://www.consumeraffairs.com/news04/2009/10/fdic_scam.html

Scam Characteristics: The FDIC is an independent government organization that helps maintain stability in the banking system by regulating thousands of banks around the nation. They also aid consumer confidence by insuring deposits made at FDIC-backed banks and proving access to funds in case a bank fails.

Recent activity suggests that criminals are taking advantage of tough economic times and preying on individuals who have their money with an FDIC-insured institution. Thieves are sending emails with one of the follow subject lines:

•"Check Your Bank Deposit Insurance Coverage"
•"You Need to Check your Bank Deposit Insurance Coverage"

The message tells recipients that they are receiving this email because they have an FDIC-insured bank account and the FDIC has officially named their bank as a failed bank, and is taking control of its assets. The email also contains a link to a fraudulent website where recipients can review their Deposit Insurance Coverage by downloading a "Personal FDIC Insurance File."
Anyone that clicks this link is really downloading a virus designed to collect personal or confidential information, some of which may be used to gain unauthorized access to online banking services or aid in identity theft.

Steps you can take to help avoid becoming a victim of this scam:

•The FDIC does not issue unsolicited emails to consumers. If you receive a suspicious email from the FDIC, delete it.
• Never click on links if you are unsure of who sent it.
•Do not follow links from email or enter personal or confidential information- always access important websites directly by typing the website address in your address bar.
•Never download a file contained in an email from an unknown address- especially if the file name ends in ".exe".